Risk Only Transactions

Risk Only Transactions are useful when you want to call Kount to check the Risk score of the transaction prior to running the actual sale.

🚧

Risk Only transactions do NOT impact the cardholder or move any funds.

API Request

Requesting a Risk Only Transaction is the same API call as a Sale. Simply indicate “RiskProcessingOnly”, true in your Sales request 

{
   "DeviceGuid":"{{Device}}",
   "Amount":280,
   "TenderType":"Credit",
   "SequenceNumber":"849741",
   "OrderNumber":"159874",
   "SendReceipt":true,
   "RiskProcessingOnly":true,
   "StatementDescription":"Agent Booking 123",
   "CustomerId":"xt147",
   "ConnexPayTransaction":{
      "ExpectedPayments":9
   },
   "RiskData":{
      "Name":"John Doe",
      "Gender":"M",
      "DateOfBirth":"1993-03-18",
      "BillingPhoneNumber":"9177563046",
      "BillingAddress1":"151 E 33rd St",
      "BillingAddress2":"Second Floor",
      "BillingCity":"New York",
      "BillingState":"NY",
      "BillingPostalCode":"10016",
      "BillingCountryCode":"US",
      "Email":"[email protected]",
      "ProductType":"Flight",
      "ProductDesc":"Flight from London to New York",
      "ProductItem":"784GTWJFK856",
      "ProductQuantity":4,
      "ProductPrice":"42400",
      "OrderNumber":"857B2",
      "SellerId":"AG75597",
      "FlightData":{
         "Airline":"American Airlines",
         "DepartureAirport":"Gatwick",
         "DepartureDate":"2020-06-30",
         "DestinationAirport":"JFK",
         "HoursToDeparture":5,
         "JourneyType":"Day",
         "Route":"Direct",
         "RouteByCountry":"UK, USA"
      },
      "FlightPassengers":[
         {
            "Country":"USA",
            "DateOfBirth":"1990-12-07",
            "Id":"89456489",
            "Name":"Adam Smith"
         },
         {
            "Country":"ARG",
            "DateOfBirth":"1995-05-05",
            "Id":"74566",
            "Name":"John Lock"
         }
      ],
      "CustomParameters":[
         {
            "Name":"ClientSpecific1",
            "Value":"Traveling"
         },
         {
            "Name":"ClientSpecific2",
            "Value":"wounderful"
         }
      ]
   },
   "Card":{
      "CardNumber":"4716317307520473",
      "CardHolderName":"John Doe",
      "Cvv2":"999",
      "ExpirationDate":"1912",
      "Customer":{
         "FirstName":"John",
         "LastName":"Doe",
         "Phone":"9177563007",
         "City":"New York",
         "State":"NY",
         "Country":"US",
         "Email":"[email protected]",
         "Address1":"107 7th Av.",
         "Address2":"",
         "Zip":"10007",
         "DateOfBirth":"1990-12-07",
         "DriverLicenseNumber":"12345678",
         "DriverLicenseState":"TX",
         "SSN4":"1210"
      }
   },
   "EnhancedData":{
      "SaleTax":"5",
      "AdditionalTaxDetailTaxCategory":"tex",
      "AdditionalTaxDetailTaxType":"regional",
      "AdditionalTaxDetailTaxAmount":"3",
      "AdditionalTaxDetailTaxRate":"2.50",
      "PurchaseOrder":"PURCHSEORDER1",
      "OrderDate":"07/20/2018",
      "ShippingCharges":"20",
      "DutyCharges":"17.59",
      "CustomerVATNumber":"75010101",
      "VATInvoice":"231465214",
      "SummaryCommodityCode":"Aa94",
      "ShipToZip":"50001",
      "ShipFromZip":"55100",
      "DestinationCountryCode":"ARG",
      "SupplierReferenceNumber":"123",
      "CustomerRefID":"123",
      "ChargeDescriptor":"Sample Charge",
      "AdditionalAmount":"2.50",
      "AdditionalAmountType":"GIFT_SHOP",
      "ProductName":"Product 01",
      "ProductCode":"P1",
      "Price":"5.00"
   }
}

API Response

You’ll see "riskProcessingOnly": true, in the response
{
    "guid": "4562327b-00b3-4d9a-8eed-fa41c9c5643c",
    "status": "Transaction - Approved",
    "type": "RiskOnly",
    "batchStatus": "Batch - Open",
    "timeStamp": "2020-08-14T10:28:25.62-04:00",
    "deviceGuid": "615d0320-846f-59b8-b820-40ddc92868e3",
    "amount": 1.15,
    "activated": true,
    "tenderType": "Credit",
    "effectiveAmount": 0.00,
    "riskResponse": {
        "transactionId": "DXSS0JW3MYV3",
        "response": "Approved",
        "reason": "",
        "score": "34"
    },
    "orderNumber": "08142020-102824-RISKONLY",
    "cardDataSource": "INTERNET",
    "batchGuid": "dd3n1245-eabc-4c1f-a5f9-61d89b89453c",
    "riskProcessingOnly": true,
    "processorStatusCode": "ARP00",
    "processorResponseMessage": "Approved",
    "wasProcessed": true,
    "authCode": "TAS760",
    "refNumber": "76038612",
    "customerReceipt": "Transaction Approved",
    "generatedBy": "apitest",
    "card": {
        "first6": "516578",
        "first4": "5165",
        "last4": "7545",
        "cardHolderName": "ConnexPay LLC",
        "cardType": "Mastercard",
        "expirationDate": "2027-06",
        "customer": {
            "guid": "f77f1715-9d8c-402c-bca8-f633bb96ac3b",
            "firstName": "ConnexPay",
            "lastName": "LLC",
            "address1": "11700 Great Oaks Way",
            "address2": "Suite 185",
            "zip": "30022",
            "city": "Alpharetta",
            "state": "GA",
            "email": "[email protected]"
        },
        "guid": "282e8242-39fd-4a4f-8860-4a750bc9c3c4"
    },
    "sequenceNumber": "RISKTEST-08142020-102824",
    "addressVerificationResult": "Unavailable",
    "cvvVerificationResult": "Unavailable"
}

Updated 5 months ago