IPR (Intelligent Purchases Routing)

What is IPR?

We’ve built out a robust decisioning engine that can systematically determine what cards should be accepted and what VCCs should be issued in order to maximize acceptance and rebates. This page covers the issuing side of the decisioning. You can find details on ISR (Intelligent Sales Routing) here.

Intelligent Purchases Routing looks to maximize card acceptance by knowing the preferred choice of VCC product based on multiple variables.

How to participate

IPR is enabled for everyone by default. Our system will use the SupplierId that is submitted with the IssueCard request to determine what Card Brand (Visa or Mastercard) to issue to that particular supplier.

If creating a VCC for an Airline, we recommend sending the two-digit IATA code as the SupplierId in the IssueCard request.

Other Supplier types outside of Airlines you may just choose a SupplierId of your choice. Just make sure to send in the same SupplierId each time you create a VCC for that particular Supplier. Our system is constantly learning and learns systematically when we see new SupplierIds come in. So the first handful of VCCs created for a new Supplier may appear to be completely random - don’t be concerned about this - it’s just the system learning the optimal VCC to use.

Development required

You will just need to send in a SupplierId in the IssueCard request.

When creating VCs for Airlines, the SupplierId is the Airline’s two-digit IATA code. We’ll handle everything from this point and choose the right VC product for you.

As mentioned in the section above, if you are creating VCs for Supplier types outside of Airlines you may just choose a SupplierId of your choice. Just make sure to send in the same SupplierId each time you create a VCC for that particular Supplier.

Overriding IPR

If you prefer to override our IPR rules you can send us CardBrand (Visa, Mastercard) and/or CardClass (Commercial, Consumer, PrepaidCommercial) as part of the IssueCard API.

ConnexPay Employees can find more information here.


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