Explaining Available to Authorize

Available to Authorize (ATA) functionality allows single use virtual credit cards or lodge (multi use) virtual credit cards to be approved or declined at the point of sale based on the amount of funds available.

With ATA, your available cash balance is not affected until the supplier’s “swipe” of the
card is authorized and approved. Below is how we calculate your Available to Authorize:

  • Cash Balance + Sales Allowance + Overage Allowed + Purchase Returns - Approved Authorizations that have taken place in the past four rolling calendar days that have not settled and been accounted for in the Daily Accounting File

ATA can be increased by funding your Cash Balance and/or increasing your Sales Allowance. Unlike ATI, there is no change when terminating cards.